City Comparison

El Paso vs Overland Park

Cost of Living Comparison · 2026

El Paso

Texas
85
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$47,568
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

19.8%

The cost gap between these cities is 19.8%, with El Paso being the more affordable option. A $75,000 income in El Paso has equivalent purchasing power to $93,529 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
El Paso
109
Overland Park
Groceries
95
El Paso
96
Overland Park
Utilities
93
El Paso
98
Overland Park
Transportation
98
El Paso
95
Overland Park
Healthcare
89
El Paso
102
Overland Park

Salary Equivalence

A $75,000 salary in El Paso has the same purchasing power as $93,529 in Overland Park.

Conversely, $75,000 in Overland Park equals $60,142 in El Paso.

Living in El Paso vs Overland Park

Housing Costs

El Paso's housing index of 69 is lower Overland Park's 109, translating to median home prices of $185,000 vs $414,000. The $229,000 difference in home prices means roughly $14,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in El Paso compared to $1,450/mo in Overland Park, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 95 in El Paso and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $451/month in El Paso vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in El Paso and 98 in Overland Park. Monthly utility bills average approximately $372 in El Paso vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in El Paso and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $47,568 in El Paso and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,962 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,110/month to housing in El Paso vs $2,445/month in Overland Park. In El Paso, median rent of $1,000/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

El Paso is 19.8% more affordable overall with an index of 85 vs 106.
A $75,000 salary in El Paso has equivalent purchasing power to approximately $93,529 in Overland Park, based on the cost of living difference.
El Paso's housing index is 69 with median homes at $185,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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