City Comparison

El Paso vs New Bedford

Cost of Living Comparison · 2026

El Paso

Texas
85
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$47,568
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

24.1%

Living in El Paso costs 24.1% less than New Bedford. To match the purchasing power of a $75,000 salary in El Paso, you would need $98,824 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
El Paso
116
New Bedford
Groceries
95
El Paso
104
New Bedford
Utilities
93
El Paso
145
New Bedford
Transportation
98
El Paso
108
New Bedford
Healthcare
89
El Paso
118
New Bedford

Salary Equivalence

A $75,000 salary in El Paso has the same purchasing power as $98,824 in New Bedford.

Conversely, $75,000 in New Bedford equals $56,920 in El Paso.

Living in El Paso vs New Bedford

Housing Costs

El Paso's housing index of 69 is lower New Bedford's 116, translating to median home prices of $185,000 vs $371,000. The $186,000 difference in home prices means roughly $12,096 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in El Paso compared to $1,225/mo in New Bedford, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 95 in El Paso and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $451/month in El Paso vs $494/month in New Bedford. El Paso offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in El Paso and 145 in New Bedford. Monthly utility bills average approximately $372 in El Paso vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 89 in El Paso and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 29-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $47,568 in El Paso and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,962 and $50,893 respectively. El Paso residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,110/month to housing in El Paso vs $1,330/month in New Bedford. In El Paso, median rent of $1,000/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

El Paso is 24.1% more affordable overall with an index of 85 vs 112.
A $75,000 salary in El Paso has equivalent purchasing power to approximately $98,824 in New Bedford, based on the cost of living difference.
El Paso's housing index is 69 with median homes at $185,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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