City Comparison

El Paso vs Morgantown

Cost of Living Comparison · 2026

El Paso

Texas
85
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$47,568
Median Income

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

The Verdict

5.6%

Living in El Paso costs 5.6% less than Morgantown. To match the purchasing power of a $75,000 salary in El Paso, you would need $79,412 in Morgantown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
El Paso
81
Morgantown
Groceries
95
El Paso
95
Morgantown
Utilities
93
El Paso
91
Morgantown
Transportation
98
El Paso
99
Morgantown
Healthcare
89
El Paso
88
Morgantown

Salary Equivalence

A $75,000 salary in El Paso has the same purchasing power as $79,412 in Morgantown.

Conversely, $75,000 in Morgantown equals $70,833 in El Paso.

Living in El Paso vs Morgantown

Housing Costs

El Paso's housing index of 69 is lower Morgantown's 81, translating to median home prices of $185,000 vs $259,000. The $74,000 difference in home prices means roughly $4,812 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in El Paso compared to $950/mo in Morgantown, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 95 in El Paso and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $451/month in El Paso vs $451/month in Morgantown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in El Paso and 91 in Morgantown. Monthly utility bills average approximately $372 in El Paso vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in El Paso and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $47,568 in El Paso and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,962 and $49,667 respectively. El Paso residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,110/month to housing in El Paso vs $1,043/month in Morgantown. In El Paso, median rent of $1,000/mo fits within this budget. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

El Paso is 5.6% more affordable overall with an index of 85 vs 90.
A $75,000 salary in El Paso has equivalent purchasing power to approximately $79,412 in Morgantown, based on the cost of living difference.
El Paso's housing index is 69 with median homes at $185,000, while Morgantown's is 81 with median homes at $259,000.

Moving & Relocation Resources

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