City Comparison

Durham vs Rock Hill

Cost of Living Comparison · 2026

Durham

North Carolina
101
Average
$340,000
Median Home
$1,400/mo
Median Rent
$57,738
Median Income

Rock Hill

South Carolina
100
Average
$305,000
Median Home
$1,125/mo
Median Rent
$65,800
Median Income

The Verdict

1.0%

The cost gap between these cities is 1.0%, with Rock Hill being the more affordable option. A $75,000 income in Durham has equivalent purchasing power to $74,257 in Rock Hill.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
104
Durham
79
Rock Hill
Groceries
100
Durham
105
Rock Hill
Utilities
93
Durham
94
Rock Hill
Transportation
100
Durham
103
Rock Hill
Healthcare
108
Durham
106
Rock Hill

Salary Equivalence

A $75,000 salary in Durham has the same purchasing power as $74,257 in Rock Hill.

Conversely, $75,000 in Rock Hill equals $75,750 in Durham.

Living in Durham vs Rock Hill

Housing Costs

Durham's housing index of 104 is higher Rock Hill's 79, translating to median home prices of $340,000 vs $305,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Durham compared to $1,125/mo in Rock Hill, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 100 in Durham and 105 in Rock Hill. A household spending the national average of $475/month on groceries would pay approximately $475/month in Durham vs $499/month in Rock Hill. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Durham and 94 in Rock Hill. Monthly utility bills average approximately $372 in Durham vs $376 in Rock Hill. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 108 in Durham and 106 in Rock Hill. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,738 in Durham and $65,800 in Rock Hill. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,166 and $65,800 respectively. Rock Hill residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,347/month to housing in Durham vs $1,535/month in Rock Hill. In Durham, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Rock Hill, median rent of $1,125/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Rock Hill is 1.0% more affordable overall with an index of 100 vs 101.
A $75,000 salary in Durham has equivalent purchasing power to approximately $74,257 in Rock Hill, based on the cost of living difference.
Durham's housing index is 104 with median homes at $340,000, while Rock Hill's is 79 with median homes at $305,000.

Moving & Relocation Resources

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