Durham vs Morgantown

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Durham has the same purchasing power as $66,832 in Morgantown.

Conversely, $75,000 in Morgantown equals $84,167 in Durham.

Living in Durham vs Morgantown

Housing Costs

Durham's housing index of 104 is higher Morgantown's 81, translating to median home prices of $340,000 vs $259,000. The $81,000 difference in home prices means roughly $5,268 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Durham compared to $950/mo in Morgantown, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 100 in Durham and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $475/month in Durham vs $451/month in Morgantown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Durham and 91 in Morgantown. Monthly utility bills average approximately $372 in Durham vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 108 in Durham and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,738 in Durham and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,166 and $49,667 respectively. Durham residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,347/month to housing in Durham vs $1,043/month in Morgantown. In Durham, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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