Durham vs Medford
Cost of Living Comparison · 2026
Durham
Medford
The Verdict
Durham is 4.7% less expensive than Medford overall. A household earning $75,000 in Durham would need approximately $78,713 in Medford to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Durham has the same purchasing power as $78,713 in Medford.
Conversely, $75,000 in Medford equals $71,462 in Durham.
Living in Durham vs Medford
Housing Costs
Durham's housing index of 104 is lower Medford's 139, translating to median home prices of $340,000 vs $406,000. The $66,000 difference in home prices means roughly $4,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Durham compared to $1,375/mo in Medford, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 100 in Durham and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $475/month in Durham vs $513/month in Medford. Durham offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Durham and 97 in Medford. Monthly utility bills average approximately $372 in Durham vs $388 in Medford. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 108 in Durham and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $57,738 in Durham and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,166 and $69,057 respectively. Medford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,347/month to housing in Durham vs $1,708/month in Medford. In Durham, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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