City Comparison

Durham vs Lake Charles

Cost of Living Comparison · 2026

Durham

North Carolina
101
Average
$340,000
Median Home
$1,400/mo
Median Rent
$57,738
Median Income

Lake Charles

Louisiana
84
Very Affordable
$149,000
Median Home
$925/mo
Median Rent
$59,200
Median Income

The Verdict

20.2%

Lake Charles is 20.2% less expensive than Durham overall. A household earning $75,000 in Durham would need approximately $62,376 in Lake Charles to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
104
Durham
69
Lake Charles
Groceries
100
Durham
96
Lake Charles
Utilities
93
Durham
71
Lake Charles
Transportation
100
Durham
102
Lake Charles
Healthcare
108
Durham
102
Lake Charles

Salary Equivalence

A $75,000 salary in Durham has the same purchasing power as $62,376 in Lake Charles.

Conversely, $75,000 in Lake Charles equals $90,179 in Durham.

Living in Durham vs Lake Charles

Housing Costs

Durham's housing index of 104 is higher Lake Charles's 69, translating to median home prices of $340,000 vs $149,000. The $191,000 difference in home prices means roughly $12,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Durham compared to $925/mo in Lake Charles, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 100 in Durham and 96 in Lake Charles. A household spending the national average of $475/month on groceries would pay approximately $475/month in Durham vs $456/month in Lake Charles. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Durham and 71 in Lake Charles. Monthly utility bills average approximately $372 in Durham vs $284 in Lake Charles. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 108 in Durham and 102 in Lake Charles. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,738 in Durham and $59,200 in Lake Charles. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,166 and $70,476 respectively. Lake Charles residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,347/month to housing in Durham vs $1,381/month in Lake Charles. In Durham, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Lake Charles, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Lake Charles is 20.2% more affordable overall with an index of 84 vs 101.
A $75,000 salary in Durham has equivalent purchasing power to approximately $62,376 in Lake Charles, based on the cost of living difference.
Durham's housing index is 104 with median homes at $340,000, while Lake Charles's is 69 with median homes at $149,000.

Moving & Relocation Resources

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