Duluth vs Tacoma
Cost of Living Comparison · 2026
Duluth
Tacoma
The Verdict
The cost gap between these cities is 27.4%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $103,235 in Tacoma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Duluth has the same purchasing power as $103,235 in Tacoma.
Conversely, $75,000 in Tacoma equals $54,487 in Duluth.
Living in Duluth vs Tacoma
Housing Costs
Duluth's housing index of 88 is lower Tacoma's 140, translating to median home prices of $268,000 vs $400,000. The $132,000 difference in home prices means roughly $8,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,600/mo in Tacoma, a monthly difference of $575.
Grocery & Food Costs
Grocery expenses index at 99 in Duluth and 105 in Tacoma. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $499/month in Tacoma. Duluth offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 108 in Tacoma. Monthly utility bills average approximately $376 in Duluth vs $432 in Tacoma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 123 in Duluth and 106 in Tacoma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $68,800 in Duluth and $58,974 in Tacoma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $50,405 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,376/month in Tacoma. In Duluth, median rent of $1,025/mo fits within this budget. In Tacoma, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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