City Comparison

Duluth vs Sydney

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Sydney

Australia
105
Average
$825,000
Median Home
$2,050/mo
Median Rent
$60,000
Median Income

The Verdict

19.0%

The cost gap between these cities is 19.0%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $92,647 in Sydney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
142
Sydney
Groceries
99
Duluth
95
Sydney
Utilities
94
Duluth
98
Sydney
Transportation
100
Duluth
108
Sydney
Healthcare
123
Duluth
72
Sydney

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $92,647 in Sydney.

Conversely, $75,000 in Sydney equals $60,714 in Duluth.

Living in Duluth vs Sydney

Housing Costs

Duluth's housing index of 88 is lower Sydney's 142, translating to median home prices of $268,000 vs $825,000. The $557,000 difference in home prices means roughly $36,204 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $2,050/mo in Sydney, a monthly difference of $1,025.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $451/month in Sydney. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 98 in Sydney. Monthly utility bills average approximately $376 in Duluth vs $392 in Sydney. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 51-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $57,143 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,400/month in Sydney. In Duluth, median rent of $1,025/mo fits within this budget. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 19.0% more affordable overall with an index of 85 vs 105.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $92,647 in Sydney, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Sydney's is 142 with median homes at $825,000.

Moving & Relocation Resources

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