City Comparison

Duluth vs Sugar Land

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

22.7%

Living in Duluth costs 22.7% less than Sugar Land. To match the purchasing power of a $75,000 salary in Duluth, you would need $97,059 in Sugar Land.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
128
Sugar Land
Groceries
99
Duluth
99
Sugar Land
Utilities
94
Duluth
96
Sugar Land
Transportation
100
Duluth
101
Sugar Land
Healthcare
123
Duluth
96
Sugar Land

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $97,059 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $57,955 in Duluth.

Living in Duluth vs Sugar Land

Housing Costs

Duluth's housing index of 88 is lower Sugar Land's 128, translating to median home prices of $268,000 vs $456,000. The $188,000 difference in home prices means roughly $12,216 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,625/mo in Sugar Land, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $470/month in Sugar Land. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 96 in Sugar Land. Monthly utility bills average approximately $376 in Duluth vs $384 in Sugar Land. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $2,996/month in Sugar Land. In Duluth, median rent of $1,025/mo fits within this budget. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 22.7% more affordable overall with an index of 85 vs 110.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $97,059 in Sugar Land, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

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