City Comparison

Duluth vs St George

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

The Verdict

22.7%

The cost gap between these cities is 22.7%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $97,059 in St George.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
144
St George
Groceries
99
Duluth
100
St George
Utilities
94
Duluth
87
St George
Transportation
100
Duluth
104
St George
Healthcare
123
Duluth
96
St George

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $97,059 in St George.

Conversely, $75,000 in St George equals $57,955 in Duluth.

Living in Duluth vs St George

Housing Costs

Duluth's housing index of 88 is lower St George's 144, translating to median home prices of $268,000 vs $550,000. The $282,000 difference in home prices means roughly $18,336 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,525/mo in St George, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $475/month in St George. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 87 in St George. Monthly utility bills average approximately $376 in Duluth vs $348 in St George. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $65,818 respectively. Duluth residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,689/month in St George. In Duluth, median rent of $1,025/mo fits within this budget. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 22.7% more affordable overall with an index of 85 vs 110.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $97,059 in St George, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while St George's is 144 with median homes at $550,000.

Moving & Relocation Resources

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