Duluth vs Springfield

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $68,824 in Springfield.

Conversely, $75,000 in Springfield equals $81,731 in Duluth.

Living in Duluth vs Springfield

Housing Costs

Duluth's housing index of 88 is higher Springfield's 52, translating to median home prices of $268,000 vs $162,000. The $106,000 difference in home prices means roughly $6,888 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $925/mo in Springfield, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 98 in Springfield. Monthly utility bills average approximately $376 in Duluth vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,528/month in Springfield. In Duluth, median rent of $1,025/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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