City Comparison

Duluth vs Singapore

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Singapore

Singapore
112
Above Average
$950,000
Median Home
$2,500/mo
Median Rent
$58,000
Median Income

The Verdict

24.1%

The cost gap between these cities is 24.1%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $98,824 in Singapore.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
165
Singapore
Groceries
99
Duluth
98
Singapore
Utilities
94
Duluth
105
Singapore
Transportation
100
Duluth
95
Singapore
Healthcare
123
Duluth
72
Singapore

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $98,824 in Singapore.

Conversely, $75,000 in Singapore equals $56,920 in Duluth.

Living in Duluth vs Singapore

Housing Costs

Duluth's housing index of 88 is lower Singapore's 165, translating to median home prices of $268,000 vs $950,000. The $682,000 difference in home prices means roughly $44,328 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $2,500/mo in Singapore, a monthly difference of $1,475.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 98 in Singapore. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $466/month in Singapore. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 105 in Singapore. Monthly utility bills average approximately $376 in Duluth vs $420 in Singapore. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 123 in Duluth and 72 in Singapore. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 51-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $58,000 in Singapore. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $51,786 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,353/month in Singapore. In Duluth, median rent of $1,025/mo fits within this budget. In Singapore, median rent of $2,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 77 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 24.1% more affordable overall with an index of 85 vs 112.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $98,824 in Singapore, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Singapore's is 165 with median homes at $950,000.

Moving & Relocation Resources

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