City Comparison

Duluth vs Sandy

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Sandy

Utah
128
Expensive
$630,000
Median Home
$1,725/mo
Median Rent
$111,200
Median Income

The Verdict

33.6%

The cost gap between these cities is 33.6%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $112,941 in Sandy.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
189
Sandy
Groceries
99
Duluth
100
Sandy
Utilities
94
Duluth
88
Sandy
Transportation
100
Duluth
106
Sandy
Healthcare
123
Duluth
95
Sandy

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $112,941 in Sandy.

Conversely, $75,000 in Sandy equals $49,805 in Duluth.

Living in Duluth vs Sandy

Housing Costs

Duluth's housing index of 88 is lower Sandy's 189, translating to median home prices of $268,000 vs $630,000. The $362,000 difference in home prices means roughly $23,532 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,725/mo in Sandy, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 100 in Sandy. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $475/month in Sandy. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 88 in Sandy. Monthly utility bills average approximately $376 in Duluth vs $352 in Sandy. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 95 in Sandy. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $111,200 in Sandy. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $86,875 respectively. Sandy residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $2,595/month in Sandy. In Duluth, median rent of $1,025/mo fits within this budget. In Sandy, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 101 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 33.6% more affordable overall with an index of 85 vs 128.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $112,941 in Sandy, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Sandy's is 189 with median homes at $630,000.

Moving & Relocation Resources

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