City Comparison

Duluth vs Salt Lake City

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Salt Lake City

Utah
107
Above Average
$440,000
Median Home
$1,500/mo
Median Rent
$60,590
Median Income

The Verdict

20.6%

Duluth is 20.6% less expensive than Salt Lake City overall. A household earning $75,000 in Duluth would need approximately $94,412 in Salt Lake City to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
120
Salt Lake City
Groceries
99
Duluth
99
Salt Lake City
Utilities
94
Duluth
88
Salt Lake City
Transportation
100
Duluth
102
Salt Lake City
Healthcare
123
Duluth
97
Salt Lake City

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $94,412 in Salt Lake City.

Conversely, $75,000 in Salt Lake City equals $59,579 in Duluth.

Living in Duluth vs Salt Lake City

Housing Costs

Duluth's housing index of 88 is lower Salt Lake City's 120, translating to median home prices of $268,000 vs $440,000. The $172,000 difference in home prices means roughly $11,184 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,500/mo in Salt Lake City, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 99 in Salt Lake City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $470/month in Salt Lake City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 88 in Salt Lake City. Monthly utility bills average approximately $376 in Duluth vs $352 in Salt Lake City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 97 in Salt Lake City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $60,590 in Salt Lake City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $56,626 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,414/month in Salt Lake City. In Duluth, median rent of $1,025/mo fits within this budget. In Salt Lake City, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 20.6% more affordable overall with an index of 85 vs 107.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $94,412 in Salt Lake City, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Salt Lake City's is 120 with median homes at $440,000.

Moving & Relocation Resources

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