City Comparison

Duluth vs Salem

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Salem

Oregon
104
Average
$400,000
Median Home
$1,275/mo
Median Rent
$66,400
Median Income

The Verdict

18.3%

The cost gap between these cities is 18.3%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $91,765 in Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
118
Salem
Groceries
99
Duluth
100
Salem
Utilities
94
Duluth
97
Salem
Transportation
100
Duluth
106
Salem
Healthcare
123
Duluth
100
Salem

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $91,765 in Salem.

Conversely, $75,000 in Salem equals $61,298 in Duluth.

Living in Duluth vs Salem

Housing Costs

Duluth's housing index of 88 is lower Salem's 118, translating to median home prices of $268,000 vs $400,000. The $132,000 difference in home prices means roughly $8,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,275/mo in Salem, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 100 in Salem. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $475/month in Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 97 in Salem. Monthly utility bills average approximately $376 in Duluth vs $388 in Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 100 in Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $66,400 in Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $63,846 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,549/month in Salem. In Duluth, median rent of $1,025/mo fits within this budget. In Salem, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 18.3% more affordable overall with an index of 85 vs 104.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $91,765 in Salem, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Salem's is 118 with median homes at $400,000.

Moving & Relocation Resources

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