Duluth vs Provo
Cost of Living Comparison · 2026
Duluth
Provo
The Verdict
The cost gap between these cities is 18.3%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $91,765 in Provo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Duluth has the same purchasing power as $91,765 in Provo.
Conversely, $75,000 in Provo equals $61,298 in Duluth.
Living in Duluth vs Provo
Housing Costs
Duluth's housing index of 88 is lower Provo's 112, translating to median home prices of $268,000 vs $380,000. The $112,000 difference in home prices means roughly $7,284 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,300/mo in Provo, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 99 in Duluth and 98 in Provo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $466/month in Provo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 87 in Provo. Monthly utility bills average approximately $376 in Duluth vs $348 in Provo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 123 in Duluth and 97 in Provo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $68,800 in Duluth and $51,048 in Provo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $49,085 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,191/month in Provo. In Duluth, median rent of $1,025/mo fits within this budget. In Provo, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases