City Comparison

Duluth vs Portland

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Portland

Maine
117
Above Average
$395,000
Median Home
$1,700/mo
Median Rent
$56,895
Median Income

The Verdict

27.4%

Living in Duluth costs 27.4% less than Portland. To match the purchasing power of a $75,000 salary in Duluth, you would need $103,235 in Portland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
137
Portland
Groceries
99
Duluth
107
Portland
Utilities
94
Duluth
111
Portland
Transportation
100
Duluth
98
Portland
Healthcare
123
Duluth
110
Portland

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $103,235 in Portland.

Conversely, $75,000 in Portland equals $54,487 in Duluth.

Living in Duluth vs Portland

Housing Costs

Duluth's housing index of 88 is lower Portland's 137, translating to median home prices of $268,000 vs $395,000. The $127,000 difference in home prices means roughly $8,256 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,700/mo in Portland, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 107 in Portland. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $508/month in Portland. Duluth offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 111 in Portland. Monthly utility bills average approximately $376 in Duluth vs $444 in Portland. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 123 in Duluth and 110 in Portland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $56,895 in Portland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $48,628 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,328/month in Portland. In Duluth, median rent of $1,025/mo fits within this budget. In Portland, median rent of $1,700/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 27.4% more affordable overall with an index of 85 vs 117.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $103,235 in Portland, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Portland's is 137 with median homes at $395,000.

Moving & Relocation Resources

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