City Comparison

Duluth vs Port St Lucie

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

14.1%

Living in Duluth costs 14.1% less than Port St Lucie. To match the purchasing power of a $75,000 salary in Duluth, you would need $87,353 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
103
Port St Lucie
Groceries
99
Duluth
102
Port St Lucie
Utilities
94
Duluth
93
Port St Lucie
Transportation
100
Duluth
102
Port St Lucie
Healthcare
123
Duluth
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $87,353 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $64,394 in Duluth.

Living in Duluth vs Port St Lucie

Housing Costs

Duluth's housing index of 88 is lower Port St Lucie's 103, translating to median home prices of $268,000 vs $384,000. The $116,000 difference in home prices means roughly $7,536 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,800/mo in Port St Lucie, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 93 in Port St Lucie. Monthly utility bills average approximately $376 in Duluth vs $372 in Port St Lucie. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,892/month in Port St Lucie. In Duluth, median rent of $1,025/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 14.1% more affordable overall with an index of 85 vs 99.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $87,353 in Port St Lucie, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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