City Comparison

Duluth vs Pittsburgh

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Pittsburgh

Pennsylvania
93
Below Average
$195,000
Median Home
$1,100/mo
Median Rent
$52,536
Median Income

The Verdict

8.6%

The cost gap between these cities is 8.6%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $82,059 in Pittsburgh.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
79
Pittsburgh
Groceries
99
Duluth
101
Pittsburgh
Utilities
94
Duluth
100
Pittsburgh
Transportation
100
Duluth
108
Pittsburgh
Healthcare
123
Duluth
95
Pittsburgh

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $82,059 in Pittsburgh.

Conversely, $75,000 in Pittsburgh equals $68,548 in Duluth.

Living in Duluth vs Pittsburgh

Housing Costs

Duluth's housing index of 88 is higher Pittsburgh's 79, translating to median home prices of $268,000 vs $195,000. The $73,000 difference in home prices means roughly $4,740 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,100/mo in Pittsburgh, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 101 in Pittsburgh. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $480/month in Pittsburgh. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 100 in Pittsburgh. Monthly utility bills average approximately $376 in Duluth vs $400 in Pittsburgh. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 95 in Pittsburgh. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $52,536 in Pittsburgh. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $56,490 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,226/month in Pittsburgh. In Duluth, median rent of $1,025/mo fits within this budget. In Pittsburgh, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 8.6% more affordable overall with an index of 85 vs 93.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $82,059 in Pittsburgh, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Pittsburgh's is 79 with median homes at $195,000.

Moving & Relocation Resources

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