Duluth vs Pembroke Pines
Cost of Living Comparison · 2026
Duluth
Pembroke Pines
The Verdict
Duluth is 23.4% less expensive than Pembroke Pines overall. A household earning $75,000 in Duluth would need approximately $97,941 in Pembroke Pines to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Duluth has the same purchasing power as $97,941 in Pembroke Pines.
Conversely, $75,000 in Pembroke Pines equals $57,432 in Duluth.
Living in Duluth vs Pembroke Pines
Housing Costs
Duluth's housing index of 88 is lower Pembroke Pines's 140, translating to median home prices of $268,000 vs $440,000. The $172,000 difference in home prices means roughly $11,184 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,900/mo in Pembroke Pines, a monthly difference of $875.
Grocery & Food Costs
Grocery expenses index at 99 in Duluth and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $499/month in Pembroke Pines. Duluth offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 105 in Pembroke Pines. Monthly utility bills average approximately $376 in Duluth vs $420 in Pembroke Pines. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 123 in Duluth and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $68,800 in Duluth and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $77,387 respectively. Duluth residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $2,004/month in Pembroke Pines. In Duluth, median rent of $1,025/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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