City Comparison

Duluth vs North Charleston

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

The Verdict

16.7%

Duluth is 16.7% less expensive than North Charleston overall. A household earning $75,000 in Duluth would need approximately $90,000 in North Charleston to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
102
North Charleston
Groceries
99
Duluth
101
North Charleston
Utilities
94
Duluth
120
North Charleston
Transportation
100
Duluth
91
North Charleston
Healthcare
123
Duluth
86
North Charleston

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $90,000 in North Charleston.

Conversely, $75,000 in North Charleston equals $62,500 in Duluth.

Living in Duluth vs North Charleston

Housing Costs

Duluth's housing index of 88 is lower North Charleston's 102, translating to median home prices of $268,000 vs $347,000. The $79,000 difference in home prices means roughly $5,136 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,525/mo in North Charleston, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $480/month in North Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 120 in North Charleston. Monthly utility bills average approximately $376 in Duluth vs $480 in North Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 123 in Duluth and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 37-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $60,196 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,433/month in North Charleston. In Duluth, median rent of $1,025/mo fits within this budget. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 16.7% more affordable overall with an index of 85 vs 102.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $90,000 in North Charleston, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while North Charleston's is 102 with median homes at $347,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases