City Comparison

Duluth vs Meridian

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

The Verdict

29.2%

The cost gap between these cities is 29.2%, with Duluth being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $105,882 in Meridian.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
154
Meridian
Groceries
99
Duluth
104
Meridian
Utilities
94
Duluth
86
Meridian
Transportation
100
Duluth
113
Meridian
Healthcare
123
Duluth
103
Meridian

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $105,882 in Meridian.

Conversely, $75,000 in Meridian equals $53,125 in Duluth.

Living in Duluth vs Meridian

Housing Costs

Duluth's housing index of 88 is lower Meridian's 154, translating to median home prices of $268,000 vs $509,000. The $241,000 difference in home prices means roughly $15,660 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,725/mo in Meridian, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 104 in Meridian. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $494/month in Meridian. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 86 in Meridian. Monthly utility bills average approximately $376 in Duluth vs $344 in Meridian. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 103 in Meridian. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $99,700 in Meridian. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $83,083 respectively. Meridian residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $2,326/month in Meridian. In Duluth, median rent of $1,025/mo fits within this budget. In Meridian, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 29.2% more affordable overall with an index of 85 vs 120.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $105,882 in Meridian, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Meridian's is 154 with median homes at $509,000.

Moving & Relocation Resources

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