City Comparison

Duluth vs London

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

The Verdict

26.1%

Living in Duluth costs 26.1% less than London. To match the purchasing power of a $75,000 salary in Duluth, you would need $101,471 in London.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
162
London
Groceries
99
Duluth
92
London
Utilities
94
Duluth
112
London
Transportation
100
Duluth
125
London
Healthcare
123
Duluth
78
London

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $101,471 in London.

Conversely, $75,000 in London equals $55,435 in Duluth.

Living in Duluth vs London

Housing Costs

Duluth's housing index of 88 is lower London's 162, translating to median home prices of $268,000 vs $695,000. The $427,000 difference in home prices means roughly $27,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $2,400/mo in London, a monthly difference of $1,375.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $437/month in London. London offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 112 in London. Monthly utility bills average approximately $376 in Duluth vs $448 in London. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 123 in Duluth and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 45-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $47,826 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,283/month in London. In Duluth, median rent of $1,025/mo fits within this budget. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 26.1% more affordable overall with an index of 85 vs 115.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $101,471 in London, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while London's is 162 with median homes at $695,000.

Moving & Relocation Resources

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