City Comparison

Duluth vs Lansing

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Lansing

Michigan
84
Very Affordable
$158,000
Median Home
$1,050/mo
Median Rent
$54,400
Median Income

The Verdict

1.2%

The cost gap between these cities is 1.2%, with Lansing being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $74,118 in Lansing.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
53
Lansing
Groceries
99
Duluth
89
Lansing
Utilities
94
Duluth
104
Lansing
Transportation
100
Duluth
111
Lansing
Healthcare
123
Duluth
93
Lansing

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $74,118 in Lansing.

Conversely, $75,000 in Lansing equals $75,893 in Duluth.

Living in Duluth vs Lansing

Housing Costs

Duluth's housing index of 88 is higher Lansing's 53, translating to median home prices of $268,000 vs $158,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,050/mo in Lansing, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 89 in Lansing. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $423/month in Lansing. Lansing offers a meaningful advantage on everyday food costs, saving roughly $564/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 104 in Lansing. Monthly utility bills average approximately $376 in Duluth vs $416 in Lansing. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 93 in Lansing. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $54,400 in Lansing. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $64,762 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,269/month in Lansing. In Duluth, median rent of $1,025/mo fits within this budget. In Lansing, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Lansing is 1.2% more affordable overall with an index of 84 vs 85.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $74,118 in Lansing, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Lansing's is 53 with median homes at $158,000.

Moving & Relocation Resources

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