City Comparison

Duluth vs Lake Charles

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Lake Charles

Louisiana
84
Very Affordable
$149,000
Median Home
$925/mo
Median Rent
$59,200
Median Income

The Verdict

1.2%

The cost gap between these cities is 1.2%, with Lake Charles being the more affordable option. A $75,000 income in Duluth has equivalent purchasing power to $74,118 in Lake Charles.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
69
Lake Charles
Groceries
99
Duluth
96
Lake Charles
Utilities
94
Duluth
71
Lake Charles
Transportation
100
Duluth
102
Lake Charles
Healthcare
123
Duluth
102
Lake Charles

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $74,118 in Lake Charles.

Conversely, $75,000 in Lake Charles equals $75,893 in Duluth.

Living in Duluth vs Lake Charles

Housing Costs

Duluth's housing index of 88 is higher Lake Charles's 69, translating to median home prices of $268,000 vs $149,000. The $119,000 difference in home prices means roughly $7,740 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $925/mo in Lake Charles, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 96 in Lake Charles. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $456/month in Lake Charles. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 71 in Lake Charles. Monthly utility bills average approximately $376 in Duluth vs $284 in Lake Charles. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 123 in Duluth and 102 in Lake Charles. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $59,200 in Lake Charles. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $70,476 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,381/month in Lake Charles. In Duluth, median rent of $1,025/mo fits within this budget. In Lake Charles, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Lake Charles is 1.2% more affordable overall with an index of 84 vs 85.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $74,118 in Lake Charles, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Lake Charles's is 69 with median homes at $149,000.

Moving & Relocation Resources

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