City Comparison

Duluth vs Hong Kong

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Hong Kong

Hong Kong
107
Above Average
$1.1M
Median Home
$2,350/mo
Median Rent
$42,000
Median Income

The Verdict

20.6%

Living in Duluth costs 20.6% less than Hong Kong. To match the purchasing power of a $75,000 salary in Duluth, you would need $94,412 in Hong Kong.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
195
Hong Kong
Groceries
99
Duluth
105
Hong Kong
Utilities
94
Duluth
92
Hong Kong
Transportation
100
Duluth
78
Hong Kong
Healthcare
123
Duluth
65
Hong Kong

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $94,412 in Hong Kong.

Conversely, $75,000 in Hong Kong equals $59,579 in Duluth.

Living in Duluth vs Hong Kong

Housing Costs

Duluth's housing index of 88 is lower Hong Kong's 195, translating to median home prices of $268,000 vs $1.1M. The $832,000 difference in home prices means roughly $54,084 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $2,350/mo in Hong Kong, a monthly difference of $1,325.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 105 in Hong Kong. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $499/month in Hong Kong. Duluth offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 92 in Hong Kong. Monthly utility bills average approximately $376 in Duluth vs $368 in Hong Kong. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 65 in Hong Kong. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 58-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $42,000 in Hong Kong. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $39,252 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $980/month in Hong Kong. In Duluth, median rent of $1,025/mo fits within this budget. In Hong Kong, median rent of $2,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 107 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 20.6% more affordable overall with an index of 85 vs 107.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $94,412 in Hong Kong, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Hong Kong's is 195 with median homes at $1.1M.

Moving & Relocation Resources

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