Duluth vs Hillsboro
Cost of Living Comparison · 2026
Duluth
Hillsboro
The Verdict
Duluth is 33.6% less expensive than Hillsboro overall. A household earning $75,000 in Duluth would need approximately $112,941 in Hillsboro to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Duluth has the same purchasing power as $112,941 in Hillsboro.
Conversely, $75,000 in Hillsboro equals $49,805 in Duluth.
Living in Duluth vs Hillsboro
Housing Costs
Duluth's housing index of 88 is lower Hillsboro's 175, translating to median home prices of $268,000 vs $533,000. The $265,000 difference in home prices means roughly $17,220 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,725/mo in Hillsboro, a monthly difference of $700.
Grocery & Food Costs
Grocery expenses index at 99 in Duluth and 108 in Hillsboro. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $513/month in Hillsboro. Duluth offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 96 in Hillsboro. Monthly utility bills average approximately $376 in Duluth vs $384 in Hillsboro. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 123 in Duluth and 103 in Hillsboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $68,800 in Duluth and $106,700 in Hillsboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $83,359 respectively. Hillsboro residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $2,490/month in Hillsboro. In Duluth, median rent of $1,025/mo fits within this budget. In Hillsboro, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 87 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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