Duluth vs High Point
Cost of Living Comparison · 2026
Duluth
High Point
The Verdict
High Point is 1.2% less expensive than Duluth overall. A household earning $75,000 in Duluth would need approximately $74,118 in High Point to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Duluth has the same purchasing power as $74,118 in High Point.
Conversely, $75,000 in High Point equals $75,893 in Duluth.
Living in Duluth vs High Point
Housing Costs
Duluth's housing index of 88 is higher High Point's 61, translating to median home prices of $268,000 vs $249,000. The $19,000 difference in home prices means roughly $1,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,075/mo in High Point, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 99 in Duluth and 96 in High Point. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $456/month in High Point. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 98 in High Point. Monthly utility bills average approximately $376 in Duluth vs $392 in High Point. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 123 in Duluth and 101 in High Point. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $68,800 in Duluth and $49,200 in High Point. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $58,571 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,148/month in High Point. In Duluth, median rent of $1,025/mo fits within this budget. In High Point, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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