City Comparison

Duluth vs Gulfport

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

The Verdict

2.4%

Gulfport is 2.4% less expensive than Duluth overall. A household earning $75,000 in Duluth would need approximately $73,235 in Gulfport to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
55
Gulfport
Groceries
99
Duluth
95
Gulfport
Utilities
94
Duluth
99
Gulfport
Transportation
100
Duluth
105
Gulfport
Healthcare
123
Duluth
98
Gulfport

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $73,235 in Gulfport.

Conversely, $75,000 in Gulfport equals $76,807 in Duluth.

Living in Duluth vs Gulfport

Housing Costs

Duluth's housing index of 88 is higher Gulfport's 55, translating to median home prices of $268,000 vs $185,000. The $83,000 difference in home prices means roughly $5,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,000/mo in Gulfport, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 95 in Gulfport. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $451/month in Gulfport. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 99 in Gulfport. Monthly utility bills average approximately $376 in Duluth vs $396 in Gulfport. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 98 in Gulfport. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $48,000 in Gulfport. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $57,831 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,120/month in Gulfport. In Duluth, median rent of $1,025/mo fits within this budget. In Gulfport, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 2.4% more affordable overall with an index of 83 vs 85.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $73,235 in Gulfport, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Gulfport's is 55 with median homes at $185,000.

Moving & Relocation Resources

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