City Comparison

Duluth vs Grand Prairie

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Grand Prairie

Texas
100
Average
$300,000
Median Home
$1,325/mo
Median Rent
$81,300
Median Income

The Verdict

15.0%

Living in Duluth costs 15.0% less than Grand Prairie. To match the purchasing power of a $75,000 salary in Duluth, you would need $88,235 in Grand Prairie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
89
Grand Prairie
Groceries
99
Duluth
99
Grand Prairie
Utilities
94
Duluth
111
Grand Prairie
Transportation
100
Duluth
91
Grand Prairie
Healthcare
123
Duluth
103
Grand Prairie

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $88,235 in Grand Prairie.

Conversely, $75,000 in Grand Prairie equals $63,750 in Duluth.

Living in Duluth vs Grand Prairie

Housing Costs

Duluth's housing index of 88 is lower Grand Prairie's 89, translating to median home prices of $268,000 vs $300,000. The $32,000 difference in home prices means roughly $2,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,325/mo in Grand Prairie, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 99 in Grand Prairie. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $470/month in Grand Prairie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 111 in Grand Prairie. Monthly utility bills average approximately $376 in Duluth vs $444 in Grand Prairie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 123 in Duluth and 103 in Grand Prairie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $81,300 in Grand Prairie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $81,300 respectively. Grand Prairie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,897/month in Grand Prairie. In Duluth, median rent of $1,025/mo fits within this budget. In Grand Prairie, median rent of $1,325/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 15.0% more affordable overall with an index of 85 vs 100.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $88,235 in Grand Prairie, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Grand Prairie's is 89 with median homes at $300,000.

Moving & Relocation Resources

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