City Comparison

Duluth vs Fort Lauderdale

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

The Verdict

30.3%

Living in Duluth costs 30.3% less than Fort Lauderdale. To match the purchasing power of a $75,000 salary in Duluth, you would need $107,647 in Fort Lauderdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
155
Fort Lauderdale
Groceries
99
Duluth
106
Fort Lauderdale
Utilities
94
Duluth
96
Fort Lauderdale
Transportation
100
Duluth
108
Fort Lauderdale
Healthcare
123
Duluth
99
Fort Lauderdale

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $107,647 in Fort Lauderdale.

Conversely, $75,000 in Fort Lauderdale equals $52,254 in Duluth.

Living in Duluth vs Fort Lauderdale

Housing Costs

Duluth's housing index of 88 is lower Fort Lauderdale's 155, translating to median home prices of $268,000 vs $380,000. The $112,000 difference in home prices means roughly $7,284 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $2,000/mo in Fort Lauderdale, a monthly difference of $975.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 106 in Fort Lauderdale. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $504/month in Fort Lauderdale. Duluth offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 96 in Fort Lauderdale. Monthly utility bills average approximately $376 in Duluth vs $384 in Fort Lauderdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 99 in Fort Lauderdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $54,468 in Fort Lauderdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $44,646 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,271/month in Fort Lauderdale. In Duluth, median rent of $1,025/mo fits within this budget. In Fort Lauderdale, median rent of $2,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 30.3% more affordable overall with an index of 85 vs 122.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $107,647 in Fort Lauderdale, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Fort Lauderdale's is 155 with median homes at $380,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases