City Comparison

Duluth vs Fayetteville

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

The Verdict

4.9%

Living in Fayetteville costs 4.9% less than Duluth. To match the purchasing power of a $75,000 salary in Duluth, you would need $71,471 in Fayetteville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
52
Fayetteville
Groceries
99
Duluth
94
Fayetteville
Utilities
94
Duluth
98
Fayetteville
Transportation
100
Duluth
77
Fayetteville
Healthcare
123
Duluth
106
Fayetteville

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $71,471 in Fayetteville.

Conversely, $75,000 in Fayetteville equals $78,704 in Duluth.

Living in Duluth vs Fayetteville

Housing Costs

Duluth's housing index of 88 is higher Fayetteville's 52, translating to median home prices of $268,000 vs $213,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,075/mo in Fayetteville, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 94 in Fayetteville. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $447/month in Fayetteville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 98 in Fayetteville. Monthly utility bills average approximately $376 in Duluth vs $392 in Fayetteville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 106 in Fayetteville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $49,800 in Fayetteville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $61,481 respectively. Duluth residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,162/month in Fayetteville. In Duluth, median rent of $1,025/mo fits within this budget. In Fayetteville, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 4.9% more affordable overall with an index of 81 vs 85.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $71,471 in Fayetteville, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Fayetteville's is 52 with median homes at $213,000.

Moving & Relocation Resources

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