City Comparison

Duluth vs Everett

Cost of Living Comparison · 2026

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

Everett

Washington
136
Expensive
$575,000
Median Home
$1,800/mo
Median Rent
$75,400
Median Income

The Verdict

37.5%

Living in Duluth costs 37.5% less than Everett. To match the purchasing power of a $75,000 salary in Duluth, you would need $120,000 in Everett.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Duluth
192
Everett
Groceries
99
Duluth
109
Everett
Utilities
94
Duluth
92
Everett
Transportation
100
Duluth
117
Everett
Healthcare
123
Duluth
122
Everett

Salary Equivalence

A $75,000 salary in Duluth has the same purchasing power as $120,000 in Everett.

Conversely, $75,000 in Everett equals $46,875 in Duluth.

Living in Duluth vs Everett

Housing Costs

Duluth's housing index of 88 is lower Everett's 192, translating to median home prices of $268,000 vs $575,000. The $307,000 difference in home prices means roughly $19,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Duluth compared to $1,800/mo in Everett, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 99 in Duluth and 109 in Everett. A household spending the national average of $475/month on groceries would pay approximately $470/month in Duluth vs $518/month in Everett. Duluth offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Duluth and 92 in Everett. Monthly utility bills average approximately $376 in Duluth vs $368 in Everett. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 123 in Duluth and 122 in Everett. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,800 in Duluth and $75,400 in Everett. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $80,941 and $55,441 respectively. Duluth residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,605/month to housing in Duluth vs $1,759/month in Everett. In Duluth, median rent of $1,025/mo fits within this budget. In Everett, median rent of $1,800/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 104 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 37.5% more affordable overall with an index of 85 vs 136.
A $75,000 salary in Duluth has equivalent purchasing power to approximately $120,000 in Everett, based on the cost of living difference.
Duluth's housing index is 88 with median homes at $268,000, while Everett's is 192 with median homes at $575,000.

Moving & Relocation Resources

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