City Comparison

Dublin vs Wilmington

Cost of Living Comparison · 2026

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

Wilmington

Delaware
104
Average
$235,000
Median Home
$1,200/mo
Median Rent
$46,520
Median Income

The Verdict

0.0%

Dublin is 0.0% less expensive than Wilmington overall. A household earning $75,000 in Dublin would need approximately $75,000 in Wilmington to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Dublin
104
Wilmington
Groceries
95
Dublin
103
Wilmington
Utilities
110
Dublin
106
Wilmington
Transportation
108
Dublin
103
Wilmington
Healthcare
82
Dublin
106
Wilmington

Salary Equivalence

A $75,000 salary in Dublin has the same purchasing power as $75,000 in Wilmington.

Conversely, $75,000 in Wilmington equals $75,000 in Dublin.

Living in Dublin vs Wilmington

Housing Costs

Dublin's housing index of 128 is higher Wilmington's 104, translating to median home prices of $470,000 vs $235,000. The $235,000 difference in home prices means roughly $15,276 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $1,200/mo in Wilmington, a monthly difference of $925.

Grocery & Food Costs

Grocery expenses index at 95 in Dublin and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $489/month in Wilmington. Dublin offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 106 in Wilmington. Monthly utility bills average approximately $440 in Dublin vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 82 in Dublin and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,000 in Dublin and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $44,731 respectively. Dublin residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,085/month in Wilmington. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Dublin is 0.0% more affordable overall with an index of 104 vs 104.
A $75,000 salary in Dublin has equivalent purchasing power to approximately $75,000 in Wilmington, based on the cost of living difference.
Dublin's housing index is 128 with median homes at $470,000, while Wilmington's is 104 with median homes at $235,000.

Moving & Relocation Resources

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