Dublin vs Wilmington
Cost of Living Comparison · 2026
Dublin
Wilmington
The Verdict
Dublin is 0.0% less expensive than Wilmington overall. A household earning $75,000 in Dublin would need approximately $75,000 in Wilmington to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Dublin has the same purchasing power as $75,000 in Wilmington.
Conversely, $75,000 in Wilmington equals $75,000 in Dublin.
Living in Dublin vs Wilmington
Housing Costs
Dublin's housing index of 128 is higher Wilmington's 104, translating to median home prices of $470,000 vs $235,000. The $235,000 difference in home prices means roughly $15,276 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $1,200/mo in Wilmington, a monthly difference of $925.
Grocery & Food Costs
Grocery expenses index at 95 in Dublin and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $489/month in Wilmington. Dublin offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 106 in Wilmington. Monthly utility bills average approximately $440 in Dublin vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 82 in Dublin and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $56,000 in Dublin and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $44,731 respectively. Dublin residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,085/month in Wilmington. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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