City Comparison

Dublin vs Springfield

Cost of Living Comparison · 2026

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

23.8%

Living in Springfield costs 23.8% less than Dublin. To match the purchasing power of a $75,000 salary in Dublin, you would need $60,577 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Dublin
67
Springfield
Groceries
95
Dublin
94
Springfield
Utilities
110
Dublin
79
Springfield
Transportation
108
Dublin
90
Springfield
Healthcare
82
Dublin
116
Springfield

Salary Equivalence

A $75,000 salary in Dublin has the same purchasing power as $60,577 in Springfield.

Conversely, $75,000 in Springfield equals $92,857 in Dublin.

Living in Dublin vs Springfield

Housing Costs

Dublin's housing index of 128 is higher Springfield's 67, translating to median home prices of $470,000 vs $225,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $950/mo in Springfield, a monthly difference of $1,175.

Grocery & Food Costs

Grocery expenses index at 95 in Dublin and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 79 in Springfield. Monthly utility bills average approximately $440 in Dublin vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 82 in Dublin and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 34-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,000 in Dublin and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $54,762 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,073/month in Springfield. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 23.8% more affordable overall with an index of 84 vs 104.
A $75,000 salary in Dublin has equivalent purchasing power to approximately $60,577 in Springfield, based on the cost of living difference.
Dublin's housing index is 128 with median homes at $470,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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