City Comparison

Dublin vs Springfield

Cost of Living Comparison · 2026

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

2.8%

The cost gap between these cities is 2.8%, with Dublin being the more affordable option. A $75,000 income in Dublin has equivalent purchasing power to $77,163 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Dublin
106
Springfield
Groceries
95
Dublin
104
Springfield
Utilities
110
Dublin
119
Springfield
Transportation
108
Dublin
101
Springfield
Healthcare
82
Dublin
114
Springfield

Salary Equivalence

A $75,000 salary in Dublin has the same purchasing power as $77,163 in Springfield.

Conversely, $75,000 in Springfield equals $72,897 in Dublin.

Living in Dublin vs Springfield

Housing Costs

Dublin's housing index of 128 is higher Springfield's 106, translating to median home prices of $470,000 vs $230,000. The $240,000 difference in home prices means roughly $15,600 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $1,200/mo in Springfield, a monthly difference of $925.

Grocery & Food Costs

Grocery expenses index at 95 in Dublin and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $494/month in Springfield. Dublin offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 119 in Springfield. Monthly utility bills average approximately $440 in Dublin vs $476 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 82 in Dublin and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,000 in Dublin and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $38,890 respectively. Dublin residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $971/month in Springfield. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Dublin is 2.8% more affordable overall with an index of 104 vs 107.
A $75,000 salary in Dublin has equivalent purchasing power to approximately $77,163 in Springfield, based on the cost of living difference.
Dublin's housing index is 128 with median homes at $470,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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