City Comparison

Dublin vs Olympia

Cost of Living Comparison · 2026

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

7.1%

The cost gap between these cities is 7.1%, with Dublin being the more affordable option. A $75,000 income in Dublin has equivalent purchasing power to $80,769 in Olympia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Dublin
131
Olympia
Groceries
95
Dublin
105
Olympia
Utilities
110
Dublin
91
Olympia
Transportation
108
Dublin
129
Olympia
Healthcare
82
Dublin
124
Olympia

Salary Equivalence

A $75,000 salary in Dublin has the same purchasing power as $80,769 in Olympia.

Conversely, $75,000 in Olympia equals $69,643 in Dublin.

Living in Dublin vs Olympia

Housing Costs

Dublin's housing index of 128 is lower Olympia's 131, translating to median home prices of $470,000 vs $495,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $1,600/mo in Olympia, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 95 in Dublin and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $499/month in Olympia. Dublin offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 91 in Olympia. Monthly utility bills average approximately $440 in Dublin vs $364 in Olympia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 82 in Dublin and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 42-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,000 in Dublin and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,897/month in Olympia. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 42 index points — focus your budget analysis there.

Frequently Asked Questions

Dublin is 7.1% more affordable overall with an index of 104 vs 112.
A $75,000 salary in Dublin has equivalent purchasing power to approximately $80,769 in Olympia, based on the cost of living difference.
Dublin's housing index is 128 with median homes at $470,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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