City Comparison

Dublin vs Naples

Cost of Living Comparison · 2026

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

The Verdict

18.7%

Dublin is 18.7% less expensive than Naples overall. A household earning $75,000 in Dublin would need approximately $92,308 in Naples to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Dublin
180
Naples
Groceries
95
Dublin
106
Naples
Utilities
110
Dublin
96
Naples
Transportation
108
Dublin
105
Naples
Healthcare
82
Dublin
98
Naples

Salary Equivalence

A $75,000 salary in Dublin has the same purchasing power as $92,308 in Naples.

Conversely, $75,000 in Naples equals $60,938 in Dublin.

Living in Dublin vs Naples

Housing Costs

Dublin's housing index of 128 is lower Naples's 180, translating to median home prices of $470,000 vs $520,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $2,100/mo in Naples, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 95 in Dublin and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $504/month in Naples. Dublin offers a meaningful advantage on everyday food costs, saving roughly $636/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 96 in Naples. Monthly utility bills average approximately $440 in Dublin vs $384 in Naples. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 82 in Dublin and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,000 in Dublin and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $56,389 respectively. Naples residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,684/month in Naples. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Dublin is 18.7% more affordable overall with an index of 104 vs 128.
A $75,000 salary in Dublin has equivalent purchasing power to approximately $92,308 in Naples, based on the cost of living difference.
Dublin's housing index is 128 with median homes at $470,000, while Naples's is 180 with median homes at $520,000.

Moving & Relocation Resources

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