Dublin vs Montpelier
Cost of Living Comparison · 2026
Dublin
Montpelier
The Verdict
Dublin is 11.1% less expensive than Montpelier overall. A household earning $75,000 in Dublin would need approximately $84,375 in Montpelier to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Dublin has the same purchasing power as $84,375 in Montpelier.
Conversely, $75,000 in Montpelier equals $66,667 in Dublin.
Living in Dublin vs Montpelier
Housing Costs
Dublin's housing index of 128 is lower Montpelier's 131, translating to median home prices of $470,000 vs $375,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $1,400/mo in Montpelier, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 95 in Dublin and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $494/month in Montpelier. Dublin offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 123 in Montpelier. Monthly utility bills average approximately $440 in Dublin vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 82 in Dublin and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $56,000 in Dublin and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,927/month in Montpelier. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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