Dublin vs Montgomery
Cost of Living Comparison · 2026
Dublin
Montgomery
The Verdict
Living in Montgomery costs 31.6% less than Dublin. To match the purchasing power of a $75,000 salary in Dublin, you would need $56,971 in Montgomery.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Dublin has the same purchasing power as $56,971 in Montgomery.
Conversely, $75,000 in Montgomery equals $98,734 in Dublin.
Living in Dublin vs Montgomery
Housing Costs
Dublin's housing index of 128 is higher Montgomery's 49, translating to median home prices of $470,000 vs $162,000. The $308,000 difference in home prices means roughly $20,016 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $1,000/mo in Montgomery, a monthly difference of $1,125.
Grocery & Food Costs
Grocery expenses index at 95 in Dublin and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 115 in Montgomery. Monthly utility bills average approximately $440 in Dublin vs $460 in Montgomery. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 82 in Dublin and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,000 in Dublin and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,325/month in Montgomery. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 79 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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