City Comparison

Dublin vs Irving

Cost of Living Comparison · 2026

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

4.0%

Irving is 4.0% less expensive than Dublin overall. A household earning $75,000 in Dublin would need approximately $72,115 in Irving to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Dublin
94
Irving
Groceries
95
Dublin
99
Irving
Utilities
110
Dublin
111
Irving
Transportation
108
Dublin
97
Irving
Healthcare
82
Dublin
103
Irving

Salary Equivalence

A $75,000 salary in Dublin has the same purchasing power as $72,115 in Irving.

Conversely, $75,000 in Irving equals $78,000 in Dublin.

Living in Dublin vs Irving

Housing Costs

Dublin's housing index of 128 is higher Irving's 94, translating to median home prices of $470,000 vs $318,000. The $152,000 difference in home prices means roughly $9,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $1,350/mo in Irving, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 95 in Dublin and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 111 in Irving. Monthly utility bills average approximately $440 in Dublin vs $444 in Irving. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 82 in Dublin and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,000 in Dublin and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,713/month in Irving. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Irving is 4.0% more affordable overall with an index of 100 vs 104.
A $75,000 salary in Dublin has equivalent purchasing power to approximately $72,115 in Irving, based on the cost of living difference.
Dublin's housing index is 128 with median homes at $470,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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