Dublin vs Duluth
Cost of Living Comparison · 2026
Dublin
Duluth
The Verdict
Duluth is 22.4% less expensive than Dublin overall. A household earning $75,000 in Dublin would need approximately $61,298 in Duluth to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Dublin has the same purchasing power as $61,298 in Duluth.
Conversely, $75,000 in Duluth equals $91,765 in Dublin.
Living in Dublin vs Duluth
Housing Costs
Dublin's housing index of 128 is higher Duluth's 88, translating to median home prices of $470,000 vs $268,000. The $202,000 difference in home prices means roughly $13,128 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,125/mo in Dublin compared to $1,025/mo in Duluth, a monthly difference of $1,100.
Grocery & Food Costs
Grocery expenses index at 95 in Dublin and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $451/month in Dublin vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Dublin and 94 in Duluth. Monthly utility bills average approximately $440 in Dublin vs $376 in Duluth. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 82 in Dublin and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 41-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $56,000 in Dublin and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,846 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,307/month to housing in Dublin vs $1,605/month in Duluth. In Dublin, median rent of $2,125/mo exceeds this threshold, suggesting renters may feel stretched. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 41 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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