City Comparison

Dover vs New Bedford

Cost of Living Comparison · 2026

Dover

Delaware
99
Average
$280,000
Median Home
$1,275/mo
Median Rent
$58,300
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

11.6%

The cost gap between these cities is 11.6%, with Dover being the more affordable option. A $75,000 income in Dover has equivalent purchasing power to $84,848 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Dover
116
New Bedford
Groceries
100
Dover
104
New Bedford
Utilities
96
Dover
145
New Bedford
Transportation
104
Dover
108
New Bedford
Healthcare
100
Dover
118
New Bedford

Salary Equivalence

A $75,000 salary in Dover has the same purchasing power as $84,848 in New Bedford.

Conversely, $75,000 in New Bedford equals $66,295 in Dover.

Living in Dover vs New Bedford

Housing Costs

Dover's housing index of 88 is lower New Bedford's 116, translating to median home prices of $280,000 vs $371,000. The $91,000 difference in home prices means roughly $5,916 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Dover compared to $1,225/mo in New Bedford, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 100 in Dover and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $475/month in Dover vs $494/month in New Bedford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Dover and 145 in New Bedford. Monthly utility bills average approximately $384 in Dover vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Dover and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,300 in Dover and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,889 and $50,893 respectively. Dover residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,360/month to housing in Dover vs $1,330/month in New Bedford. In Dover, median rent of $1,275/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

Dover is 11.6% more affordable overall with an index of 99 vs 112.
A $75,000 salary in Dover has equivalent purchasing power to approximately $84,848 in New Bedford, based on the cost of living difference.
Dover's housing index is 88 with median homes at $280,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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