Dover vs Irving
Cost of Living Comparison · 2026
Dover
Irving
The Verdict
Living in Dover costs 1.0% less than Irving. To match the purchasing power of a $75,000 salary in Dover, you would need $75,758 in Irving.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Dover has the same purchasing power as $75,758 in Irving.
Conversely, $75,000 in Irving equals $74,250 in Dover.
Living in Dover vs Irving
Housing Costs
Dover's housing index of 88 is lower Irving's 94, translating to median home prices of $280,000 vs $318,000. The $38,000 difference in home prices means roughly $2,472 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Dover compared to $1,350/mo in Irving, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 100 in Dover and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $475/month in Dover vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Dover and 111 in Irving. Monthly utility bills average approximately $384 in Dover vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Dover and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,300 in Dover and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,889 and $73,400 respectively. Irving residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,360/month to housing in Dover vs $1,713/month in Irving. In Dover, median rent of $1,275/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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