City Comparison

Dover vs Hampton

Cost of Living Comparison · 2026

Dover

Delaware
99
Average
$280,000
Median Home
$1,275/mo
Median Rent
$58,300
Median Income

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

The Verdict

12.5%

The cost gap between these cities is 12.5%, with Hampton being the more affordable option. A $75,000 income in Dover has equivalent purchasing power to $66,667 in Hampton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
88
Dover
102
Hampton
Groceries
100
Dover
94
Hampton
Utilities
96
Dover
102
Hampton
Transportation
104
Dover
93
Hampton
Healthcare
100
Dover
106
Hampton

Salary Equivalence

A $75,000 salary in Dover has the same purchasing power as $66,667 in Hampton.

Conversely, $75,000 in Hampton equals $84,375 in Dover.

Living in Dover vs Hampton

Housing Costs

Dover's housing index of 88 is lower Hampton's 102, translating to median home prices of $280,000 vs $243,000. The $37,000 difference in home prices means roughly $2,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Dover compared to $1,175/mo in Hampton, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 100 in Dover and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $475/month in Dover vs $447/month in Hampton. Hampton offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Dover and 102 in Hampton. Monthly utility bills average approximately $384 in Dover vs $408 in Hampton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Dover and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,300 in Dover and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,889 and $67,500 respectively. Hampton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,360/month to housing in Dover vs $1,386/month in Hampton. In Dover, median rent of $1,275/mo fits within this budget. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 12.5% more affordable overall with an index of 88 vs 99.
A $75,000 salary in Dover has equivalent purchasing power to approximately $66,667 in Hampton, based on the cost of living difference.
Dover's housing index is 88 with median homes at $280,000, while Hampton's is 102 with median homes at $243,000.

Moving & Relocation Resources

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