City Comparison

Des Moines vs Zurich

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Zurich

Switzerland
145
Expensive
$1.2M
Median Home
$2,800/mo
Median Rent
$95,000
Median Income

The Verdict

38.6%

Living in Des Moines costs 38.6% less than Zurich. To match the purchasing power of a $75,000 salary in Des Moines, you would need $122,191 in Zurich.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
165
Zurich
Groceries
96
Des Moines
148
Zurich
Utilities
93
Des Moines
132
Zurich
Transportation
100
Des Moines
138
Zurich
Healthcare
97
Des Moines
118
Zurich

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $122,191 in Zurich.

Conversely, $75,000 in Zurich equals $46,034 in Des Moines.

Living in Des Moines vs Zurich

Housing Costs

Des Moines's housing index of 74 is lower Zurich's 165, translating to median home prices of $210,000 vs $1.2M. The $990,000 difference in home prices means roughly $64,356 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $2,800/mo in Zurich, a monthly difference of $1,700.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 148 in Zurich. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $703/month in Zurich. Des Moines offers a meaningful advantage on everyday food costs, saving roughly $2964/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 132 in Zurich. Monthly utility bills average approximately $372 in Des Moines vs $528 in Zurich. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 118 in Zurich. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $95,000 in Zurich. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $65,517 respectively. Zurich residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $2,217/month in Zurich. In Des Moines, median rent of $1,100/mo fits within this budget. In Zurich, median rent of $2,800/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 91 index points — focus your budget analysis there.

Frequently Asked Questions

Des Moines is 38.6% more affordable overall with an index of 89 vs 145.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $122,191 in Zurich, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Zurich's is 165 with median homes at $1.2M.

Moving & Relocation Resources

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