City Comparison

Des Moines vs Trenton

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Trenton

New Jersey
97
Average
$203,000
Median Home
$1,100/mo
Median Rent
$44,400
Median Income

The Verdict

8.2%

The cost gap between these cities is 8.2%, with Des Moines being the more affordable option. A $75,000 income in Des Moines has equivalent purchasing power to $81,742 in Trenton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
71
Trenton
Groceries
96
Des Moines
102
Trenton
Utilities
93
Des Moines
109
Trenton
Transportation
100
Des Moines
113
Trenton
Healthcare
97
Des Moines
96
Trenton

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $81,742 in Trenton.

Conversely, $75,000 in Trenton equals $68,814 in Des Moines.

Living in Des Moines vs Trenton

Housing Costs

Des Moines's housing index of 74 is higher Trenton's 71, translating to median home prices of $210,000 vs $203,000. The $7,000 difference in home prices means roughly $456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $1,100/mo in Trenton, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 102 in Trenton. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $485/month in Trenton. Des Moines offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 109 in Trenton. Monthly utility bills average approximately $372 in Des Moines vs $436 in Trenton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 96 in Trenton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $44,400 in Trenton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $45,773 respectively. Des Moines residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,036/month in Trenton. In Des Moines, median rent of $1,100/mo fits within this budget. In Trenton, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Des Moines is 8.2% more affordable overall with an index of 89 vs 97.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $81,742 in Trenton, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Trenton's is 71 with median homes at $203,000.

Moving & Relocation Resources

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