Des Moines vs Springfield

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $70,787 in Springfield.

Conversely, $75,000 in Springfield equals $79,464 in Des Moines.

Living in Des Moines vs Springfield

Housing Costs

Des Moines's housing index of 74 is higher Springfield's 67, translating to median home prices of $210,000 vs $225,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $950/mo in Springfield, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 79 in Springfield. Monthly utility bills average approximately $372 in Des Moines vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $54,762 respectively. Des Moines residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,073/month in Springfield. In Des Moines, median rent of $1,100/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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