Des Moines vs Sioux City

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $72,472 in Sioux City.

Conversely, $75,000 in Sioux City equals $77,616 in Des Moines.

Living in Des Moines vs Sioux City

Housing Costs

Des Moines's housing index of 74 is equal to Sioux City's 74, translating to median home prices of $210,000 vs $182,000. The $28,000 difference in home prices means roughly $1,824 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $875/mo in Sioux City, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 89 in Sioux City. Monthly utility bills average approximately $372 in Des Moines vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Des Moines and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,528/month in Sioux City. In Des Moines, median rent of $1,100/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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